The benefits available to you under the Bloom Benefits Association - Renew, Spring and Blossom plans are discount plan services and are NOT insurance plans. These discount plans will provide you with discounted prices on a wide range of health care services and products; you will pay for services at the discounted price at the time services are rendered.
The PRAM Prescription Drug Program is an insured product offered to you by PRAM Insurance Services, Inc. with a purchase of an Association membership from Bloom Benefits Association. This insured product may not be available in all states. See enrollment materials and policy and certificate details for more information about the benefits available to you.